Help! I was Caught Driving Without Insurance in Alberta

You’ve been charged with driving without insurance in Alberta. 

Now what? 

Learn about the penalties you may face for driving without auto insurance in Alberta, including tickets & fines, criminal record, arrest & jail time.


Tickets & Fines

For first-time offenders, the minimum fine for driving without insurance is most commonly $2,875, but the maximum fine can be as high as $11,500, depending on the conditions surrounding the situation.

Demerit Points

How many demerit points are given out for driving without insurance?

In Alberta, there are no demerits for a No Insurance charge.

Criminal Record

Is driving without insurance a criminal offence in Canada?

Driving without insurance is punishable by a ticket and significant fine, not criminal charges. That being said, you can not get a criminal record in Canada by driving without insurance.

guy holding face after being charged driving without insurance

Jail Time

Will I go to jail if I’m caught driving without insurance in Alberta?

Drivers who have been pulled over and who are unable to provide proof of insurance, but who do not have multiple previous convictions would not face jail time.

However, in the case that the driver does have previous convictions, jail time may in fact be one of the consequences faced.


If you are unfortunate enough to end up in a car accident while you are driving without insurance, you will not only need to deal with the legal consequences we’ve outlined already, but you will also be held personally responsible for any damages caused.

This includes personal injury to the other driver(s), repairs for your vehicle as well as the vehicles of the other parties involved.

Driving Without Insurance Lawyer

Have you been caught driving without insurance in Edmonton or elsewhere in Alberta?

With the right legal advice, you could avoid the maximum fines and jail time.

Brian McGlashan has over 25+ years of experience in defending traffic violations and other criminal law offences in Edmonton and throughout Alberta.

If you’ve been charged with driving without insurance, contact Brian at McGlashan & Company immediately.

Picture of Brian McGlashan
Brian McGlashan
Brian McGlashan, co-founder of McGlashan & Company was called to the Alberta Bar in 1995. Brian has appeared in all levels of Alberta Courts. Brian practices criminal law with a primary focus on Impaired Driving charges (DUI). Brian is a member of the Criminal Trial Lawyers’ Association.

McGlashan & Company is an Edmonton Criminal Law Firm located just south of Edmonton’s historic Whyte Avenue.

Brian McGlashan has been defending DUI/Impaired Driving charges in Edmonton for over 20+ years.